What Business Can I Start With 100K in Kenya in 2026?
Starting a business in Kenya doesn’t always require millions. With KES 100,000 or less, you can launch a real, cash-flowing biashara in 2026—especially if you choose a model with fast turnover and control your operations from day one.
Below are proven businesses you can start with 100K in Kenya, what they involve, and why your go-to POS for each is BizPlus POS.
1. Mini Grocery / Kiosk (Duka)
Capital breakdown (approx.)
- Stock (sugar, bread, milk, unga, soda): 60–70K
- Shelving + signage: 15K
- Licenses & misc: 10–15K
Why it works
- Daily demand
- Fast-moving items
- Cash-based customers
Why BizPlus POS
- Track stock automatically (no more guessing)
- Know what sells fast and what’s dead stock
- See daily profit clearly—not just “cash in hand”
- Works on phone, tablet, or computer
Most kiosks fail because owners don’t know their real margins. BizPlus fixes that.
2. Food Kiosk / Smokie–Eggs / Chips Stand
Capital breakdown
- Cooker, gas, utensils: 30–40K
- Initial food stock: 40–50K
- Licenses + setup: ~10K
Why it works
- High margins
- Quick sales cycles
- Strong evening demand
Why BizPlus POS
- Record daily sales in seconds
- Know exactly how much you made per day
- Track ingredient usage
- Perfect for food kiosks that scale to small restaurants
3. Mobile Phone Accessories Shop
Capital breakdown
- Accessories stock (covers, chargers, earphones): 70–80K
- Display & branding: 15–20K
Why it works
- Low spoilage
- High margins
- Constant demand
Why BizPlus POS
- Manage hundreds of small items easily
- Avoid theft and “missing stock”
- Track best-selling accessories
- Print or send receipts via SMS
4. Salon / Barbershop (Single Chair)
Capital breakdown
- Clippers, mirrors, chair: 50–60K
- Rent + setup: ~30K
- Products: ~10K
Why it works
- Service-based = strong margins
- Repeat customers
- Can grow fast
Why BizPlus POS
- Track daily income per barber/stylist
- Monitor peak hours
- Record expenses (rent, products, salaries)
- Know if the business is actually profitable
5. Clothes Business (Mtumba or New Stock)
Capital breakdown
- Mtumba bale or new stock: 60–80K
- Display & branding: ~20K
Why it works
- Fashion always sells
- Flexible pricing
- Can start online + physical
Why BizPlus POS
- Track sales per item
- Know which sizes/styles sell
- Manage discounts properly
- Avoid pricing mistakes
Why Most 100K Businesses Fail (and How to Avoid It)
Most small businesses don’t fail because of lack of customers.
They fail because of poor records.
Common mistakes:
- No stock tracking
- Mixing personal money with business money
- No idea of profit or loss
- Relying on memory
BizPlus POS solves this from day one.
Why BizPlus POS Is Built for Small Kenyan Businesses
BizPlus POS helps you:
- Track sales & stock automatically
- Accept cash & M-Pesa records
- See daily, weekly, and monthly reports
- Manage one shop or multiple branches
- Grow from kiosk → shop → chain
It’s built for Kenya, for SMEs, and for businesses starting small but thinking big.
Final Thoughts
If you have KES 100,000, don’t wait.
Start simple, track everything, and run your biashara like a real business.
No matter which option you choose—kiosk, food, salon, or accessories—
BizPlus POS is the smartest foundation you can start with.
👉 Start small. Track smart. Grow with BizPlus POS.